George Mantor’s article “Is It Time to Go on The Offensive?” has me thinking. Mantor echoes the dissatisfaction most of us have with both the government and large banks, and he announces that he is switching to a credit union for his banking. He is using his economic vote. Should we all?  In 2005, when I started […]

To get the word out about the FREE Westchester County home buyer seminar this coming April 7 at 6pm at the Tuscan Grille in Briarcliff Manor, we have set up www.TheKeysToHome.com.  The theme of the seminar, The Keys, is very appropriate. The “key” to getting your own set of “keys” to a home is the […]

While driving through Dutchess County today, I was reminded of a pet peeve in real estate that I have long meant to blog about: builders who cut every, single solitary tree down when they build a subdivision and then plant a few saplings in their place. It seems to be particularly bad in the Hudson […]

We’ve chosen the Tuscan Grille in Briarcliff Manor for our upcoming home buyer seminar this April 14 at 6pm. Tuscan Grille, formerly Torchia’s, is located at 518 North State Road in Briarcliff Manor. This will not be your average seminar- we’re going to cover things seldom discussed that will give attendees a tremendous advantage in getting […]

If you talk to different people in Westchester County, you’ll get different opinions as to the direction the market is taking. One appraiser tells me he’s never seen things so dead; another lawyer feels like things have picked up noticeably. With the April 30 deadline for the tax stimulus fewer than 6 weeks away, we all […]

While driving up Broadway in Yonkers yesterday I spotted some deer grazing on the lawn of the Richmond Children’s Center. I thought I’d stop to take a quick snapshot, when I realized that this wasn’t a deer or two that wandered, it was SEVEN of them, grazing quite brazenly, in an area that is virtually […]

New HAFA rules are forcing home sellers to negotiate directly with subordinate liens, or, in common terms, second mortgages, on their own, according to Bankrate.com. The way the rules are written, there is a financial incentive for the 2nd mortgage  to settle and release the lien, but the onus of getting assurances that the bank will settle […]

This is one of those half-written thoughts that I’ve had since 1996 when I entered the real estate industry, walked through the homes of other folks, and began to witness, first hand, how people live other than myself. Specifically, the, shall we say, storage of belongings. What they do with their stuff, and what stuff […]

J. Philip Real Estate will be participating a home buyer seminar for anyone interested in learning more about the process with no charge and no obligation on April 7, 2010 at a site to be announced shortly. We are flattered to have been asked to be the real estate broker presenting at the event. There will […]

Amy Hoak’s timely article on HAFA and short sales in yesterday’s Journal concludes with timely advice that I wrote myself the very same day. The article focuses on the many pitfalls of short sales, as well as the new HAFA (Home Affordable Foreclosure Alternatives) regulations which are set to go into effect on April 5, 2010. Here is […]

The gentleman pictured here is at the pre-close walkthrough of one of my listings which recently closed. He’s not the buyer. He isn’t the buyer’s agent. He’s the loan officer. I won’t name him here, but let’s call him Mr. Big Mouth.  Mr Big Mouth, so far as I can tell, is a competent loan […]

When I closed my first short sale in 1998 I had no idea that 10 years later I’d be doing them with any regularity. At that time, short sales were uncommon; they remained uncommon through 2006. Even in 2007, other agents needed to be educated about what a short sale was, how long it took […]

My first listing on the NY State MLS site is live. It is a 2 bedroom co op in Hudson Heights, Manhattan. This is right up on the tip of the Island, north of the George Washington Bridge between Washington Heights and Inwood. I hope more brokers join this site so we can better publicize our listings […]

For the past year, the Guild of Independent Real Estate Professionals has been doing great work with the independent brokers of Westchester County. The group’s core purpose is to give the independent companies of the county strength in numbers. There are member brokers from all over Westchester, and one common thread we all possess is […]

It is obvious to anyone that until the housing market turns around-as in, more people buy homes-the economy will not recover from it’s current malaise. When I was primarily doing mortgages in 2002-2003, wholesale representatives from lenders would introduce products that basically had Helen Keller type underwriting. We called it the mirror test; if they […]

Scarborough Glen is a townhome-style condominium community located in Briarcliff Manor, NY. It is right across route 9 (South Highland Avenue) from the Arcadian Shopping Center, but to walk around the complex you’d never get the idea you were so close to civilization. The reason for this is that unlike many newer developments where the […]

J. Philip Real Estate wishes to welcome the following new agents to our growing team of professionals: Briarcliff Manor Office: Cristina Gameiro Vivian Morales-Guerrero Ozichi Alimole Joseph Tucci Manhattan Office:  Sasha Gaertner-Zambrano Aricely Alcaide Cristina has just listed a great new home in Peekskill. Vivian closed her first transaction with the company today. Joe Tucci […]

Martha Brown has written a nice posting on a self defense class she took, and I have to say that, all things being equal, taking the course is better than not taking it. This is not a rebuttal, but something I wish to add, since real estate agents do get attacked, and, sadly, killed in […]